A friend has seen a half-decent road bike, on-line, at a very cheap price, £300, for what you get for the money.
Ok, it’s not massive money, but it represents adding to his existing debt.

His dilemma is that he’s unemployed, but has a credit card quaking in his wallet.

He has a choice:
1. Damn it all to hell and just buy it, dealing with the further debt when he gets a job; He needs/wants a new road bike.
2. Be Mr Responsible and leave it until he gets a job, hoping similar deals will still be around then.

Which would you do?